Zarub review — virtual card: fees, legal entity, restrictions
Zarub — The most expensive rouble entry of the seven — 29.1 % via SBP. Crypto is seven times cheaper
Your contract is with DIAMEDIA LLP, registered in Kazakhstan — that is the party any claim goes to. No verification is required: the card is issued without documents. Top-up: SBP, Russian card, USDT (TRC-20), TON.
At a glance
| Legal entity | DIAMEDIA LLP |
|---|---|
| Registration number | not disclosed |
| Jurisdiction | Kazakhstan |
| Public offer | yes |
| Verification | not required |
| Card issued in | not disclosed |
| Cards per account | not disclosed |
| Currency | USD |
| Top-up methods | SBP, Russian card, USDT (TRC-20), TON |
| Data verified | vendor-stated |
Plans
| VISA virtual card | 19 $ · BIN 493724 — the same as Wayment’s “For subscriptions” card. A shared BIN sponsor |
|---|---|
| APPLEPAY virtual card | 30 $ · Not suitable for the App Store — stated in the card’s own description. Closing the card costs 2 $ |
| Plastic card | 149 $ · The only physical card across all seven services. Not one parameter is disclosed |
What to know before buying
- Liability cap: the fees for 30 days, but no more than 10 000 ₽, and only for intentional acts. That is the most the service will return if it errs — not the balance on your card.
- Support: telegram, 10:00–20:00 Moscow time.
- 3-D Secure is available — some shops decline payments without it.
Restrictions
There is no itemised list — only a reference to legislation, sanctions, partner rules and “the payment provider’s list of prohibited topics”, which is not published. The offer introduces its own term, First Billing: behaviour showing signs of testing a payment instrument and artificially building a transaction history is by itself grounds for blocking and indefinite retention. Ordinary testing of a new card fits that description. Meanwhile the interface itself advises splitting payments above 15 000 ₽ into parts.
What a payment will cost
The exact figure is worked out by the catalogue calculator: it adds the top-up fee, the exchange-rate markup and the subscription in one go. Open the cards table.
Worth keeping in mind
If you go with Zarub, it is sensible to remember the figures above are vendor-stated and we have not re-checked them.