Wanttopay review — virtual card: fees, legal entity, restrictions
Wanttopay — The only one with mandatory KYC. The balance dies with the card; Prepaid after 60 days
Your contract is with WTP Technology Limited, registered in Hong Kong — that is the party any claim goes to. Verification is full (documents). Top-up: Russian card, USDT (TRC-20), USDC, TON, BTC, ETH, BNB.
At a glance
| Legal entity | WTP Technology Limited |
|---|---|
| Registration number | 76394774 |
| Jurisdiction | Hong Kong |
| Public offer | yes |
| Verification | full (documents) |
| Card issued in | not disclosed |
| Cards per account | not disclosed |
| Currency | USD |
| Top-up methods | Russian card, USDT (TRC-20), USDC, TON, BTC, ETH, BNB |
| Data verified | vendor-stated |
Plans
| Prepaid | 0 ₽ · Denominations run 1 440–18 000 ₽ (~15–192 $), not the 10–200 $ advertised. Deleted 60 days after issue along with the balance |
|---|---|
| Easy | 990 ₽ · The first subscription month is free. By the rules the balance is not returned |
| Smart | 1 590 ₽ · The zero fee applies ONLY in dollars and only at US merchants. Everything else is 2.5 %, minimum 0.50 $ |
| Pro | 3 490 ₽ · The most expensive transaction model of the seven services: 0.5 $ plus 1 % of the payment |
What to know before buying
- Liability cap: the amount actually paid by the user to the service; indirect losses excluded. That is the most the service will return if it errs — not the balance on your card.
- Balance when blocked: not disclosed.
- Balance on expiry: withheld.
- Support: telegram, 07:00–00:00 GMT+3.
- 3-D Secure is available — some shops decline payments without it.
Restrictions
The service explicitly forbids paying for: Roblox, Adobe, PS Store, EpicStore, Starlink, Whoop, Xsolla, Uber, Shopify, DuoLingo, StockX, WeChat Pay, Gameforge4D, Indigo.
A contradiction inside the service itself: Prepaid and Easy are explicitly recommended for OnlyFans, Fansly and Patreon, while “Adult Industry 18+” is the first entry on the prohibited-category list in the same knowledge base. Three or more charge attempts with insufficient funds trigger an anti-fraud auto-block.
What a payment will cost
The exact figure is worked out by the catalogue calculator: it adds the top-up fee, the exchange-rate markup and the subscription in one go. Open the cards table.
Worth keeping in mind
If you go with Wanttopay, it is sensible to do not try to pay for Roblox, Adobe, PS Store, EpicStore, Starlink, Whoop, Xsolla, Uber, Shopify, DuoLingo, StockX, WeChat Pay, Gameforge4D, Indigo — the service forbids it outright; remember the figures above are vendor-stated and we have not re-checked them.